WWW.AUTO-INSURANCE.CAR-DIR.COM - AUTO INSURANCE, AUTO INSURANCE QUOTE, AUTO CHEAP INSURANCE, AUTO COMPANY INSURANCE, AUTO INSURANCE RATE, AUTO INSURANCE ONLINE. - Explanation of the data: The literature is replete with estimates of adults receiving care in nursing homes ranging from 15% to 25% of the total.
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  • We have chosen a figure of 20%. In 1999 according to the CDC nursing home survey 1.47 million elderly were residing in nursing homes.
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  • Since the number of elderly nursing home residents has only been increasing slightly over the last 6 years we used a 10% increase for 2005 arriving at the figure of 1.62 million who are elderly nursing home residents. Very Cheap Auto Insurance. Using this number we have extrapolated the number of elderly receiving care in the community.
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  • To determine the number of elderly receiving care in community housing with care we looked at estimates from assisted living organizations varying from 1.0 million residents to 2.0 million residents. The reason for such a wide range is that many community care housing arrangements are in single owner homes where the owners are providing care for fewer than five people. Buy Cheap Auto Insurance. Most of these small care providers dont advertise and there is some concern they dont license.
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  • It is therefore difficult to track the number of people receiving community care but not living in their own homes or in the homes of family members. We chose a number halfway between the two at 1.5 million residents receiving community care. Auto Cheap Driver First Insurance Time. But the national longterm care survey in 1999 indicated only about 70% of residents living in community housing with care are actually receiving care services.
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  • Thus the number of 1.05 million residents. Very Cheap Auto Insurance. All other numbers and percentages were extrapolated from actual census data and from the numbers already mentioned.
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  • Since a large number of care recipients are under the age of 65 we dont come up with as many people receiving longterm care as indicated in the excerpt from the house committee report above. The data for the chart below were taken from an AARP research article and represent the year 1995. Very Cheap Auto Insurance. It should be noted that longterm carerecipients below the age of 65 are not typically part of the workforce or ever were.
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  • For the most part these are people who were born with developmental disabilities or mental retardation or developed these conditions early in life. Very Cheap Auto Insurance. They are healthy otherwise and may live a normal life span which could be scores and scores of years.
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  • Most longterm carerecipients over the age of 65 were healthy and functioning prior to developing a need for care. For these people the need for care seldom lasts longer than three to five years after which many will die. Very Cheap Auto Insurance. Since carerecipients under age 65 may live six to ten times longer than the elderly carerecipients the younger folks tend to accumulate in numbers and skew the statistics.
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  • This often leads to misinterpretation of data describing the age populations receiving care. If statistics were available comparing the number of people needing longterm care for the first time in any given year the incidence rate for the elderly population would be significantly higher than that for the younger population. It should also be noted that the younger carerecipients are typically covered by Medicaid and receive payments from SSI. Very Cheap Auto Insurance. They dont struggle with the same lack of funding issues as the older generation.
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  • The reason for a low percentage reporting under age eighteen is because reporting methods for longterm care dont apply to this younger age group. Very Cheap Auto Insurance. The chart below reveals significant proportions of the population under age 65 may need physical or emotional help from other people. Auto Cheap Driver First Insurance Time. But as has already been pointed out above there are some in the population who have developmental disability or mental retardation and this may explain the high number of disabled under age 65. Auto Cheap Insurance Lady. Of particular interest is the fact that close to half of the population over age 75 is disabled. Very Cheap Auto Insurance. Since more and more people are surviving to age 75 and beyond we can only expect an increased demand for longterm care services in coming years.
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